P&C Underwriter - Risk Specialist

About the job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark, General Catalyst, Peter Thiel, Adam D'Angelo, Larry Summers, and Jack Dorsey.

Position: Multiline P&C Underwriter
Type: Contract
Compensation: $80/hour
Location: Remote
Commitment: 20–40 hours/week

Role Responsibilities

• Design realistic underwriting scenarios involving new business, renewals, exposure analysis, and risk-improvement requirements.
• Create underwriting assessments, quote rationales, and declination explanations to support model training.
• Write "golden" reference responses at experienced underwriter quality to guide AI model outputs.
• Grade AI-generated responses against structured rubrics for technical accuracy and adherence to guidelines.
• Identify unsupported assumptions and inappropriate acceptance or declination decisions in AI outputs.
• Provide written feedback to the research team to improve model behavior and performance.

Qualifications

Must-Have

• 2+ years of professional P&C underwriting experience.
• Experience underwriting major segments like personal lines, commercial property, or professional liability.
• Understanding of the underwriting lifecycle from submission to nonrenewal.
• Ability to explain how account characteristics and market conditions affect underwriting decisions.
• Strong written reasoning, sound risk judgment, and high attention to detail.
• Ability to separate underwriting decisions from claims handling and brokerage advice.

Preferred

• CPCU, AU, ARM, or comparable insurance designation.
• Multiline underwriting authority.
• Experience with E&S, MGA/MGU, Lloyd's, or program-business.
• Catastrophe-exposed property or high-severity casualty experience.
• Experience with small commercial, middle-market, national-account, or high-net-worth segments.

Start Date

• Immediate; applications reviewed on a rolling basis.

Compensation & Legal

• Hourly contractor, Paid weekly via Stripe Connect.

Application Process (Takes 20–30 mins to complete)

• Upload resume
• AI interview based on your resume
• Submit form

Resources & Support

• For details about the interview process and platform information, please check: https://talent.docs.mercor.com/welcome
• For any help or support, reach out to: [email protected]

PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity.