ROLE OVERVIEW

Reporting to the Vice President, Commercial Credit Solutions, the Underwriter, Commercial Financing is responsible for credit risk analysis on commercial lending opportunities, completion of department annual reviews, underwriting of new business financing proposals, assisting with ongoing analysis and maintenance of the department's commercial loan portfolio, and continuous improvement in ACU's organization knowledge and systems while ensuring compliance with ACU's policies and quality standards.

KEY ACCOUNTABILITIES

· Analyze borrowers' credit worthiness through complex, qualitative, and quantitative analysis and present credit submissions and recommendations to credit adjudication for review.

· Analyze ACU's commercial loan portfolio and work with internal and external stakeholders to support ACU's strategic plans and goals.

· Identify, make recommendations and support implementation of enhancements to operational and organizational, policies, procedures and practices.

· Interface with various external parties including legal counsel, brokers, and suppliers, centers of influence and counterparty analysts.

· Respond to member information requests as required.

· Maintains current and relevant knowledge of industry trends, accounting and regulatory practices, competitor products and strategies, and loan pricing & market data.

· Acts as an ambassador of ACU by looking for opportunities to promote ACU's products and services and seek referrals from members and non-members.

· Understands, respects, and supports ACU's commitment to values-based banking, respectful workplace and diversity and inclusion.

· Keeps informed of, understands and acts in accordance with all ACU governing and management policies and operating procedures.

EDUCATION & EXPERIENCE

This position requires post-secondary education, preferably a Bachelor of Commerce or Economics degree or equivalent combination of education and relevant experience.

KNOWLEDGE, SKILL & ABILITY (KSA) PROFILE

· Commercial credit

· Knowledge of accounting principles, budgeting, and financial management

· understanding of commercial law

This role requires demonstrated success in all of ACU's core competency areas including:

· Leading Self

· Member Service

· Delivering Results

· Communication

· Change

· Teamwork

· Problem Solving & Decision Making

· Organizational Acumen

In addition, the Underwriter:

· is able to analyze and interpret financial information in the context of assessing business credit quality, including review of financial statements, bank statements, credit reports and information obtained from other data sources

· has advanced Microsoft office skills

· has excellent communications skills, both written and verbal and is able to communicate effectively with internal and external stakeholders

· is highly organized with strong attention to detail

· is knowledgeable in ACU's current policies, procedures and the broader regulatory environment

· demonstrates a personal and professional connection with ACU's Money doing more purpose and understands values based banking and triple bottom line accountability.

Who we are:

As a Certified B Corporation® and one of Manitoba's Top Employers (2025), the culture of Assiniboine Credit Union is supportive of the individual while focused on the greater community. You'll be motivated by shared values and encouraged to always think about how, through financial sustainability, we can do more for our members, our employees and our community.

Choosing to work at Assiniboine Credit Union/ Caisse Assiniboine means that you'll be working for an organization that…

• puts people, planet and prosperity first,
• values diversity and inclusion,
• is focused on social and environmental responsibility,
• supports employees through training programs and long-term career development,
• offers a competitive total compensation program which includes bonuses, a matched pension program, and health and dental benefits.

If doing things differently and doing more is part of who you are, join us on a rewarding journey where your personal aspirations and career goals can align.
Please note this is a 12 months contract position. If you are interested in applying for this position, please submit your resume and cover letter by Monday June 16, 2025 at 11:59pm CST. We thank everyone who applies but only candidates selected for an interview will be contacted.
We are committed to workforce diversity and actively recruit people with diverse backgrounds, experiences, and perspectives reflecting the community in which we live and work. Applicants may request reasonable accommodation related to the materials and activities used throughout the selection process.