Manager, Cards Lending

Job Description

What is the opportunity?

RBC Cards is one of the leading credit card businesses in Canada and is a strong contributor to RBC's overall Canadian Banking revenues and profits. The business has grown tremendously in the last five years, driven by our strong suite of Credit Card products and innovative strategy.

The successful candidate for this role will be tasked with supporting the development of credit strategy & modeling for RBC's lending cards. As the Manager, Cards Lending Product you will partner with risk and product teams, be accountable for the successful execution and integration of business strategies across multiple key stakeholders and be responsible for enhancing shareholder value creation. Specifically, you will contribute to the broader Cards business objectives and results by implementing credit strategies and build models that align with our product development goals.

What will you do?

• Support underwriting model development to improve new acquisition adjudication by partnering with Borealis and credit strategists

• Partner with credit risk to optimize our credit strategies to align with our business objectives and drive growth in balances

• Identify opportunities, business case and implement various test & learns (and downstream monitoring) by partnering with credit strategists, marketing and marketing science, digital, risk etc.

• Monitor and report on strategy effectiveness and KPI outcomes relative to expectations, deliver insights on opportunities, and preparing executive level presentations.

What do you need to succeed?

Must have:

• Prior experience in product management and/or credit strategy & modeling

• Strategic Mindset - ability to think strategically, integrate information from multiple sources and synthesize complex issues

• Advance experience in analytics and developing data driven strategies

• Strong ability to achieve results in the context of complexity, ambiguity and constant change

• Highly organized with ability to multitask and shift priorities

• Excellent critical thinking skills with ability to resolve issues through innovative solutions

• Well-developed interpersonal and influencing skills to build and maintain effective working relationships and elicit cooperation from internal partners

• Excellent communication skills (listening, understanding and responding)

• Proficient in MS Excel, MS Word, PowerPoint

Nice to have:

• Cards Knowledge – understanding of key credit card business drivers and operations

• Experience in a marketing related environment.

• Proficient in SQL / SAS

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Ability to make a difference and lasting impact

• Work in a dynamic, collaborative, progressive, and high-performing team

• Opportunities to do challenging work

Job Skills

Communication, Critical Thinking, Group Problem Solving, Knowledge Organization, Long Term Planning, Product Development Lifecycle, Product Manufacturing, Product Services, Product Testing, Waterfall Model

Additional Job Details

Address:

RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-03-31

Application Deadline:

2026-04-15

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.