SUBPRIME FINANCE MANAGER

Location: Carloft Orleans

Are you a high-performing automotive finance professional who thrives on helping customers secure financing solutions while maximizing profitability?

Carloft Orleans is looking for an ambitious, customer-focused Subprime Finance Manager to join our growing team. This is an exciting opportunity for someone who has a passion for automotive finance, enjoys working with lenders, and thrives in a fast-paced, high-volume dealership environment.

You'll work closely with customers, lenders, and sales professionals to structure approvals, secure financing, and deliver exceptional customer experiences while building long-term relationships.

• High earning potential with performance-based commissions
• Established relationships with major lenders and subprime finance providers
• Ongoing training and professional development
• Growth opportunities within one of Ontario's expanding automotive groups
• Dynamic and supportive team environment

• Structure and secure financing solutions for customers with diverse credit situations.
• Build strong relationships with banks, manufacturer finance companies, and subprime lenders.
• Present and sell finance products including:
  • Extended warranties
  • Mechanical breakdown protection
  • GAP coverage
  • Credit protection products
  • Other aftermarket products and services
• Prepare and process all required finance documentation accurately and efficiently.
• Manage contract funding, submissions, registrations, and lender communications.
• Maintain full compliance with OMVIC, provincial, and federal regulations.
• Stay current on lender programs, incentives, finance options, and dealership initiatives.
• Deliver an outstanding customer experience from approval through vehicle delivery.
• Work collaboratively with the sales team to maximize approvals and customer satisfaction.
• Resolve customer concerns professionally and effectively.

• Previous Automotive Finance & Insurance (F&I) experience preferred.
• Experience working with subprime lenders and credit-challenged customers is a strong asset.
• OMVIC certification is considered an asset.
• Valid driver's license with a clean driving record.
• Strong communication, negotiation, and relationship-building skills.
• Proven ability to meet and exceed sales and finance targets.
• Self-motivated, organized, and detail-oriented.
• Comfortable working in a fast-paced dealership environment.
• Strong computer skills and experience using dealership management systems.
• Positive attitude with a commitment to exceptional customer service.

Expected Earnings: $96,000 to $120,000+ annually

• Unlimited earning potential for top performers

If you're driven by results, enjoy helping customers obtain financing, and want to be part of a dealership group that invests in its people, we'd love to hear from you.

Apply now and take the next step in your automotive finance career.

Heighton Auto Group is an equal opportunity employer committed to fostering an inclusive workplace. Accommodations are available throughout the recruitment process in accordance with applicable legislation. If you require accommodation, please let us know. Heighton Auto Group does not use AI to screen, assess, or interview candidates.