Loan Analyst

Elect Capital

Toronto, ON

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Posté aujourd'hui

Détails de l'emploi :

55 000 $ - 65 000 $ / année

Temps plein

Niveau d`entrée

Avantages :

Modalités de travail flexibles

Loan Analyst
???? Toronto

About Elect Capital
Elect Capital is changing how SMEs access funding. We provide fast, flexible working capital loans, business loans, and merchant cash advances — no red tape, no slow decisions. Live across the UK, Australia, Canada, and the US, and scaling fast, we give SMEs the speed and flexibility traditional lenders can't.

???? Our Mission
We exist to give SMEs the capital and confidence to grow — fast, fair, and friction-free. Every ambitious business deserves a real shot at growth, not months of paperwork. We've built lending for speed, without cutting corners on fairness. When SMEs win, we win.

The Role
The Loan Application Analyst plays a critical role in maintaining the speed and quality Elect is known for. You'll prepare files for underwriting, "scrubbing" applications so bank statements are clean, understood and ready for decisioning — a fast-paced, precise role that's a great entry point into SME lending for someone hungry to build a career in finance.

Key Responsibilities

Work through and verify loan application bank statements for accuracy, clarity and completeness
Identify errors, missing information, and inconsistencies in application packs
Liaise with underwriters, brokers and internal teams to clarify and correct submissions
Maintain a daily log of scrubbing activity and recurring issues to drive process improvements
Support the operations and credit teams to ensure only clean files move to decisioning

???? What We're Looking For

A finance, accounting, or related degree
Strong Excel skills
Excellent attention to detail and comfortable working with data, documents, and financial records
A steady, hungry attitude — ready to get stuck in, no ego
Strong organisational skills and able to meet tight deadlines
Clear, efficient communicator, internally and with external brokers

Bonus

Previous experience in financial services, lending, or quality assurance

Our Offer

Salary range: $55,000 – $65,000 CAD
25 days annual leave (PTO)
Luxury offices in downtown financial core – First Canadian Place
Barista onsite all day for all your coffee needs
Rooftop loft community space & outdoor space to decompress

???? Think you're a fit? Let's talk.

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Foire aux questions

What is the salary for the Loan Analyst role at Elect Capital?

The salary range is $55,000.00–$65,000.00 CAD. This is a full-time role based in Toronto, ON.

Where is the Loan Analyst position located and what is the work setting?

This role is based in Toronto, ON, with on-site offices in the downtown financial core at First Canadian Place.

What would I do day-to-day as a Loan Application Analyst at Elect Capital?

You’ll verify loan application bank statements for accuracy, identify missing information and inconsistencies, liaise with underwriters and brokers, and maintain a daily log of scrubbing activity to drive process improvements.

What qualifications are Elect Capital looking for in a Loan Analyst?

They want a finance, accounting, or related degree, strong Excel skills, excellent attention to detail, good organizational skills, and clear communication with internal and external stakeholders.

What prior experience is preferred for this Loan Analyst role?

Bonus points for previous experience in financial services, lending, or quality assurance.

What opportunities or benefits come with this job at Elect Capital?

The role offers 25 days of annual leave (PTO), office perks like a barista on-site, and access to a rooftop loft and outdoor space, in addition to standard salary.

How does this role support the underwriting process at Elect Capital?

You will support the operations and credit teams to ensure only clean files move to decisioning, by preparing and correcting submissions for underwriting.