Account Manager, Commercial Services

Why FirstOntario?Competitive compensation packagesTop-tier health and wellness benefits, including comprehensive benefits packages, a yearly health spending account and personal spending accountEnhanced mental health benefits through SunLife and TELUS HealthExclusive banking benefitsUp to $1000 per year towards professional developmentPension PlanFlex-work environmentCompany-wide Employee Volunteer program (Blue Wave Program)Employee and Family Assistance ProgramJob OverviewThe Account Manager, Commercial Services is accountable for delivering unforgettable service to existing and new Business Members while embedding FirstOntario Business into the community to become the business lender of choice. The Account Manager, Commercial Services is also responsible for supporting FirstOntario Credit Union's strategic goals by achieving sales targets in loans, mortgages, deposits, and fees with the objective of driving business.RoleIn the role, you will...Be a trusted advisor to your members and provide credible advice through dedicated support and service that leads to increase Share of Wallet targetsBe responsible for the underwriting, management and administration of commercial loans within your portfolioOversee the sourcing, credit write-up, underwriting and review of Commercial credit files, while ensuring risk mitigating strategies including audit are implementedProactively manage your credit portfolio reviews such that they are completed in advance of their annual expiry dates, which may include but is not limited to tracking, pursuing and analyzing annual reporting requirements from each Member in a timely mannerIdentify areas of opportunity within sales targets in a timely manner and implement action plansMake solid credit recommendations to supporting departments including but not limited to the: Credit Department, Management Credit Committee and occasionally to the Board to support business objectives and provide full service to our membersTake action on a disciplined sales/service plan and processes including effectively using campaigns developed by business partners to achieve annual financial targetsProactively build your network while using effective prospecting strategies to attract new business opportunitiesAlways be "in the know" regarding local market activities and our competitive position relative to other financial institutionsBe actively involved in the local business community by joining various local business associations and attending/representing FirstOntario at special business eventsDevelop and implement a plan to keep 3rd Party Generated Business on the books and consolidate other productsTruly believe in our products and services and be able to communicate to business members and future business members how we can improve their financial livesOpenly share your knowledge with the team to help them grow and excelConsider health & safety as a primary concern to ensure the overall well-being of self and othersPerform other duties as requiredRequired SkillsWithin your skills and qualifications, you will...Have a post-secondary diploma or degree in Business Administration, Commerce and/or Economics or the equivalent of industry experienceHave a strong business acumen from your four to six (4-8) years' tenure in Business/Commercial banking or experience from other Member facing and/or Credit adjudication rolesHave three to five plus (3 - 5+) years of experience in Commercial Real Estate underwriting; Development and Construction underwriting considered an assetHave sales/business development experience in the Commercial banking industryRelish in the opportunity meet new people, develop meaningful business relationships and leveraging valuable centres of influence within the communityStay abreast of all credit and investment product and services and stay current on our processesHave sound experience with day to day banking policies and proceduresBe confident and skilled in taking initiative, assessing requirements, developing plans and taking the lead in making plans a realityDemonstrate your sales management skills in setting and monitoring sales targets, plans, pipelines and activitiesEnjoy a challenge in all that you do and be resourceful in the way you find solutionsBe quick to respond to requests for service from all of your clientsBe more than approachable with your superior interpersonal, communication and presentation skillsBe aware of and mitigate enterprise risk factors and ensure compliance with applicable regulations, legislation and FirstOntario policies and proceduresBe willing to work flexible hours including evenings and weekends as the job demands and travel to meet your member's needsEmbrace the philosophy of lifelong learningThis role is hybrid in Hamilton, ON.This posting is for an existing vacancy.Salary Range: $81,110 to $111,527 annually.Compensation for this role reflects a combination of skills, experience, and internal equity. Those whose experience more closely aligns the role's requirements may be placed higher within the salary range. You will learn more about FirstOntario Credit Union's total rewards package during the interview process.Our inclusive work environment welcomes diversity and supports accessibility. If you require accommodation at any time during the recruitment process, please let us know.#FOSJ