We're partnering with a leading mid-sized commercial insurer known for its strong performance in the corporate space. As they expand their Toronto team, they are seeking a strategic, technically skilled Commercial Underwriter. This role isn't just about standard underwriting - it's about navigating complex risk landscapes, designing tailored insurance solutions, and driving meaningful growth. If you enjoy analyzing data, developing creative coverage strategies, and building strong broker relationships, this position offers both the challenge and autonomy you're looking for.

Your Key Responsibilities

• Underwrite and price mid to large commercial accounts across various industries, including construction, real estate, logistics, and manufacturing
• Analyze complex risk submissions, including financial statements, loss history, and exposure data
• Collaborate with brokers to customize policy wording, develop layered coverage programs, and explore specialty endorsements
• Balance growth and profitability within your portfolio, with a focus on the Eastern Canada market
• Partner with actuarial and product teams to define and refine risk appetite and pricing strategy
• Monitor emerging trends, industry shifts, and competitor activity
• Mentor junior team members and contribute to process improvements and underwriting best practices

What You Bring

• 4-7 years of commercial underwriting experience, ideally within an insurer or MGA environment
• Strong technical expertise in P&C products, program structuring, and risk evaluation
• Proven ability to underwrite complex, multi-layered accounts
• Skilled communicator who can negotiate with brokers and clearly explain underwriting decisions
• Professional designations such as CIP, CRM, or FCIP (completed or in progress) are considered strong assets
• Proficiency in underwriting platforms and Excel, with the ability to extract and apply data insights

Why Join This Team

• Work for an insurer with national reach and regional autonomy - empowering you to make decisions
• Manage sophisticated accounts without the bureaucracy of large corporate environments
• Enjoy hybrid flexibility with a culture that values collaboration and expert judgment
• Gain direct access to senior leadership and opportunities to influence portfolio strategy
• Clear, supported career progression toward Senior Underwriter or Underwriting Manager.

Compensation and Benefits:

• Competitive salary, commensurate with the candidate's education, experience, and expertise
• Full benefits package to support your health and well-being
• Opportunities for team growth and development

If you're ready to take on high-value accounts and shape risk solutions with analytical precision and relationship-building skills, this opportunity is for you.

Candidates must be eligible to work in Canada. Only candidates selected to move forward in the hiring process will be contacted.