Software Engineer - Payments

Job Description

WHAT IS THE OPPORTUNITY?

RBC Capital Markets is building a brand-new payments integration platform to serve corporate clients in US Cash Management. As a Senior Software Engineer, you will be instrumental in shaping the future technology landscape by designing and delivering key components of this transformational platform. Work collaboratively with vendors and cross-functional teams while applying your expertise in payment systems integration, microservices architecture, and real-time data processing. This is a high-impact green field project where your technical leadership and hands-on contributions will directly influence the success of a strategic banking technology initiative.

WHAT WILL YOU DO?

• Design, develop, and implement key components of the Payments Hub platform using Java Spring Boot, REST APIs, and Kafka-based integration patterns

• Lead integration efforts across multiple technology tracks, connecting various RBC enterprise systems using MQ, Kafka, JMS, and other middleware solutions

• Develop and optimize highly scalable, state-of-the-art payment platform components as a strong individual contributor while driving team excellence

• Conduct code reviews, enforce quality standards, and mentor team members on best practices for API design, data transformation, and real-time event messaging

• Identify technical bottlenecks, create workarounds, and coordinate across onshore and offshore teams to debottleneck development and meet sprint goals

• Build digital assets and reusable components that serve internal and external clients, with vision extending beyond immediate sprint deliverables

• Participate in proof-of-concept development and drive adoption of new technologies to support strategic direction

• Collaborate with DevOps and Engineering Foundation teams on CI/CD pipeline optimization and cloud deployment strategies

WHAT DO YOU NEED TO SUCCEED?

Must have:

• 7+ years of experience with modern technology development stacks including Java, Spring Boot, RESTful microservices, message-oriented middleware (MQ, Kafka, Apache Camel), and relational or NoSQL databases

• Hands-on expertise in Java and Spring Boot frameworks with proven ability to develop spike solutions and proof-of-concept implementations

• Strong understanding of DevOps, CI/CD pipelines, AKS cloud deployment fundamentals, and infrastructure knowledge to collaborate effectively with engineering teams

• Demonstrated ability to manage technical complexity, communicate clearly with stakeholders, and drive decisions on architectural approaches with strategic mindset

• Deadline-driven and results-oriented; able to meet consistently high quality standards while handling a variety of tasks and deadlines simultaneously.

Nice-to-have:

• Subject matter expertise with major vendor payment platforms (Fiserv, Finastra, Finacle, Volpay, ACI) and familiarity with payment rails (Fedwire, SWIFT, ACH)

• Track record supporting payment platform solutions in production with close collaboration to Operations teams

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable

• Leaders who support your development through coaching and managing opportunities

• Ability to make a difference and lasting impact

• Work in a dynamic, collaborative, progressive, and high-performing team

• A world-class training program in financial services

• Flexible work/life balance options

• Opportunities to do challenging work

#LI-POST

#TECHPJ

Job Skills

Active Learning, Agile Methodology, Application Integrations, Detail-Oriented, Emerging Technologies, Enterprise Application Delivery, Group Problem Solving, Programming Languages, Software Development Life Cycle (SDLC)

Additional Job Details

Address:

180 WELLINGTON ST W:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

TECHNOLOGY AND OPERATIONS

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-03-16

Application Deadline:

2026-04-04

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.