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TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

The TD Wealth Shelf Management & Investment Research (SMIR) team is TD Bank Financial Group's center of excellence and subject matter experts relating to all managed investment products. SMIR's purpose is to run a quality Product offering to enable our businesses' investment strategies, drive growth, and deliver legendary client experiences within TD Bank's risk appetite. SMIR is responsible and accountable for onboarding and providing oversight for all investment products that are available for sale within TD Wealth, along with curating Preferred List strategies across all managed investment product types.

Job Description

Reporting to the Senior Manager, Operational Due Diligence & Risk Ratings, the incoming Manager will support Risk Ratings and Product Due Diligence. The Risk Rating System assigns risk ratings to all securities in the Wealth Securities Database and is an integral part of the Know Your Product and suitability assessment required by Client Focused Reforms. This position will provide support for enhancing the Risk Rating framework, its implementation and output quality. In addition, the manager will be responsible to support product due diligence for the TD Wealth product offering.

The successful candidate should be able to demonstrate:

• Expertise within the Canadian investment dealer industry along with developments/challenges/opportunities facing investment dealers and clients
• Ability to take initiative and produce results either through independent work or collaborating effectively with a diverse team
• Aptitude to communicate and confidently interact with internal and external stakeholders
• Ability to gather and share relevant industry product due diligence developments and provide fact-based opinions and recommendations

Key Accountabilities:

• Work with the Wealth Platform partners and other SMIR team members on Risk Rating process workflows, upstream and downstream dependencies/impacts, understanding the nuances of the implemented methodology logic
• Work with Model Risk Management (MRM) to understand their compliance requirements, collecting the required evidence for ongoing model validation, and drafting the annual model review for submission
• Test the implemented logic to identify potential defects and/ or ensure alignment with the intended framework and document findings
• Work with the MRM team to validate the model by addressing their follow up questions and implement their recommendations
• Review existing- and develop new monitoring procedures and controls for the Risk Rating process
• Conduct product due diligence to onboard new products
• Evolve the ability to identify, manage, mitigate and avoid risks associated with the product offering
• Identify and address emerging regulatory themes relevant to the product offering and distribution, leveraging a strong background in securities regulatory environment and governance issues
• Enable new and evolving product types and support TD Wealth market share and profitability growth within its risk appetite
• Design and optimize comprehensive product offering controls, including end-to-end mapping of current state and roadmap for enhancements
• Enhance and optimize a quality product offering under a Regulatory Compliance Management (RCM) framework
• Keep track of new developments and noteworthy news

Job Requirements:

• Undergraduate degree and 5+ years of relevant experience
• Strong analytical and problem-solving skills
• Knowledge of the investment industry and its products
• Excellent verbal and written communication skills and ability to build and manage relationships with multiple internal stakeholders.
• CFA designation is preferred but not required

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):