Work Location:

Montréal, Quebec, Canada

Hours:

37.5

Line of Business:

Personal & Commercial Banking

Pay Details:

91 200 $/$91,200 - 136 800 $/$136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview :

TD Commercial Banking services the unique needs of Canadian businesses, customizing a broad range of products. As part of the Commercial Banking team the Relationship Manager Commercial Banking works on a team with an Analyst in supporting a portfolio of customers with borrowings in the $1 million to $15 million range. The Relationship Manager focuses on growing the portfolio by developing new business from both existing and new customers.

Credit analysis is not a major component of the RM's accountabilities although based on business volumes may be required to meet customer expectations. The Relationship Manager receives coaching and support from the Unit Leader and Sales Manager.

Job Description :

As a Relationship Manager you will work on a two person team with an Analyst to manage a portfolio of mid-market Commercial relationships. As the face of the Bank to your clients, you will establish yourself as a trusted business advisor who is sought after for guidance regarding matters relating to the credit facilities that are supporting the client's business strategy. You will also add value by identifying opportunities and opening doors that will enhance the scope of the overall banking relationship.

To that end the position develops and executes a relationship strategy for each client, identifying the key issues surrounding the relationship and implement a strategy to facilitate the expansion of our partnership with the business. You'll also broaden your sphere of influence by developing relationships with industry and other external contacts to generate additional new business opportunities through referrals as well as a targeted calling program.

Acquiring new relationships and volumes by obtaining referrals from internal and external sources and by conducting a targeted calling program is your major job accountability. You feel comfortable in a team-based business environment where you are expected to balance sales, cross selling, servicing and referrals to Business Partners.

Job Requirements :

Successful Relationship Managers have the proven ability to continually generate new business and grow an existing portfolio of Commercial Large Business clients. An RM must be comfortable executing an independent marketing plan that includes considerable portions of time being devoted to a call program and developing self generated leads. In addition, in order that the RM can identify quality business opportunities they must have experience analyzing and structuring commercial credit.

In addition to your undergraduate/graduate degree in business or relevant professional designation, you ideally have 2-3 years of experience as a Financial Analyst or Account Manager in a business or banking environment. Alternatively you may have experience in another profession that supports the needs of business and are looking for an opportunity to add value from a different perspective. You have well developed analytical, and relationship management skills and look forward to developing them further in this role.

Aperçu du service:

Les Services bancaires commerciaux TD répondent aux besoins uniques des entreprises canadiennes en personnalisant une vaste gamme de produits. Au sein de l'équipe des Services bancaires commerciaux, le/la Directeur/trice des relations clients travaille en équipe avec un analyste pour soutenir un portefeuille de clients dont les emprunts se situent entre 1 et 15 millions de dollars. Le/la Directeur/trice des relations clients se concentre sur la croissance du portefeuille en développant de nouvelles activités auprès des clients existants et nouveaux.

L'analyse de crédit ne constitue pas une composante majeure des responsabilités du/de la gestionnaire des relations clients, mais peut être nécessaire, selon le volume d'affaires, pour répondre aux attentes des clients. Le/la gestionnaire des relations clients bénéficie de l'encadrement et du soutien du/de la chef(fe) d'unité et du/de la gestionnaire des ventes.

Description du poste :

En tant que Directeur des relations clients, vous travaillerez au sein d'une équipe de deux personnes, avec un analyste, pour gérer un portefeuille de relations commerciales sur le marché intermédiaire. Représentant de la banque auprès de vos clients, vous vous positionnerez comme un conseiller de confiance, sollicité pour des conseils sur les facilités de crédit qui soutiennent la stratégie commerciale du client. Vous apporterez également de la valeur ajoutée en identifiant les opportunités et en ouvrant des perspectives qui enrichiront la relation bancaire globale.

À cette fin, vous développerez et exécuterez une stratégie relationnelle pour chaque client, en identifiant les enjeux clés de la relation et en mettant en œuvre une stratégie visant à faciliter le développement de notre partenariat avec l'entreprise. Vous élargirez également votre sphère d'influence en développant des relations avec des contacts externes et du secteur afin de générer de nouvelles opportunités commerciales grâce aux recommandations et à un programme d'appels ciblés.

Développer de nouvelles relations et développer de nouveaux volumes grâce à des recommandations internes et externes et à un programme d'appels ciblés constitue votre principale responsabilité. Vous êtes à l'aise dans un environnement de travail axé sur le travail d'équipe, où vous devrez concilier ventes, ventes croisées, service client et recommandations de partenaires commerciaux.

Exigences du poste :

Les Directeurs relations clients performants possèdent une capacité avérée à générer continuellement de nouvelles affaires et à développer un portefeuille existant de clients de grandes entreprises. Un Directeur des relations clients doit être à l'aise pour exécuter un plan marketing indépendant, incluant une part importante du temps consacré à un programme d'appels et au développement de prospects auto-générés. De plus, pour identifier des opportunités commerciales de qualité, il doit posséder une expérience en analyse et en structuration de crédit commercial.

Outre votre diplôme de premier ou deuxième cycle en commerce ou un titre professionnel pertinent, vous justifiez idéalement de deux à trois ans d'expérience en tant qu'analyste financier ou gestionnaire de comptes en entreprise ou dans le secteur bancaire. Vous pouvez également avoir une expérience dans un autre domaine répondant aux besoins de l'entreprise et souhaitez apporter une valeur ajoutée sous un angle différent. Vous possédez de solides compétences en analyse et en gestion des relations clients et souhaitez les développer davantage dans ce rôle.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):

Maîtrise d'une langue autre que le français pour offrir du soutien ou traiter avec les clients qui ont besoin de services et de soutien dans une langue autre que le français.