Alberta Grains is looking for a talented individual to join our team in the temporary role of Loan Officer (full-time for 6 months, with the possibly of turning into permanent). This position reports to the Senior Manager, FarmCash. The ideal individual is motivated and detail-orientedand a proactive professional who excels in a fast-paced environment, communicates with clarity and confidence, and is passionate about supporting agricultural producers. As a key liaison between producers and the FarmCash Advance Program, you will guide applicants through the loan process while ensuring compliance with internal policies and regulatory standards.

Alberta Grains Commission is the amalgamated commission formed by joining the Alberta Barley and the Alberta Wheat Commissions. Alberta Grains is committed to advancing and promoting the interests of 18,000 wheat and barley farmers in the province of Alberta. We continue to foster innovation, research and development, and sustainability in the agriculture sector. By bringing together the best of both commissions, our aim is to leverage the combined resources, knowledge and experience to deliver unparalleled value to farmers. We are a licensed administrator of the AAFC Advance Payment Program, providing loans both interest free and interest-bearing to hundreds of successful applicants each year, coming from the cereal crops, livestock, and honey producers across Western Canada.

Job Type: Full-Time 6 month position. This position is not eligible for benefits.

Job duties include, but are not limited to:

Producer Engagement

• Build and maintain strong relationships with agricultural producers.
• Provide exceptional customer service throughout the loan application process.
• Represent FarmCash at tradeshows and industry events to promote the program and engage with stakeholders.

Loan Application Processing

• Collect and review financial documentation, including tax returns, business financials, and credit reports.
• Assess loan applications for accuracy, completeness, and feasibility.
• Ensure loan agreements comply with internal policies and regulatory requirements.

Risk Assessment

• Conduct credit analysis using the 5 Cs of credit.
• Evaluate collateral and other risk factors to support sound lending decisions.

Regulatory Compliance

• Stay current with federal and industry regulations related to agricultural lending.
• Ensure all documentation and processes meet compliance standards.

Documentation & Communication

• Maintain accurate and organized loan files.
• Clearly communicate loan decisions and provide rationale for approvals or denials.
• Explain loan terms and conditions to producers in a clear and professional manner.

Relationship & Portfolio Management

• Foster long-term relationships to encourage repeat business.
• Monitor loan performance and assist with issue resolution as needed.
• Collaborate with internal teams to ensure a seamless lending experience.

Market Awareness

• Stay informed on market trends, competitor offerings, and emerging technologies to provide valuable insights.

*Additional responsibilities may be delegated to meet operational requirements.

Experience and qualifications:

• Previous experience in banking, lending, or financial services, loan processor or underwriter experience is considered an asset.
• Post-secondary diploma or degree in finance, economics, business administration, accounting, or a related field is an asset.
• Strong customer service skills and the ability to work in a fast-paced environment.
• Familiarity with lending regulations and compliance standards.
• Numerical proficiency and familiarity with financial calculations.
• Strong analytical skills and attention to detail are essential for evaluating loan applications, assessing risk, and making lending decisions.
• Excellent communication skills, both written and verbal, are important for interacting with customers, colleagues, and other stakeholders.
• Problem-solving abilities and the capacity to work effectively under pressure are valuable in resolving issues and meeting deadlines.
• Adaptability and a willingness to learn are important in an evolving industry where technology and regulations may change.

Alberta Grains supports a diverse and inclusive work environment and welcomes applications from all qualified applicants. You must be legally entitled to work in Canada. We thank all applicants, however only those selected for an interview will be contacted.