Mission Lane is revolutionizing access to credit to pave a clear way forward for millions of Americans on the path to financial success. By attracting top-tier talent and leveraging cutting-edge technology, we're redefining consumer credit for the better. Sound like a mission you can get behind?

About the role:

As a Software Engineer at Mission Lane, you'll work within a team that values curiosity, collaboration, and thoughtful engineering. In this role, you'll help design, build, and maintain backend services that power our products.

Moreover, you'll have the opportunity to contribute to real features used by real customers, helping us solve technical challenges using modern tooling and frameworks. You'll be responsible for delivering well-tested code, debugging and resolving issues, and continuously learning as you go. Our team emphasizes autonomy with support—you'll have space to take ownership of tasks, but will always have the support of senior engineers.

You'll participate in regular planning and code review sessions, and collaborate closely with engineers, product managers, and other stakeholders. Whether you're building a brand new feature, contributing to a service refactor, or improving test coverage, your work will directly support the growth of the platform and the team.

We believe in a strong foundation of engineering practices, and we'll encourage you to contribute to improving our internal processes, tools, and culture.

You'll likely thrive if you have:

• A strong foundation in computer science (experience with data structures, algorithms, and design patterns)
• 1-3 years of authoring production-level software (internship experience considered)
• Experience with backend software languages
• A genuine passion for technology and a history of bettering your technical skills
• A team-first mindset; you look to learn from and enable others on your team
• An eagerness to drive engineering best practices forward
• Experience coordinating with business stakeholders to deliver technical solutions

You get bonus points for:

• A computer science bachelor's degree
• Experience in a tech startup
• Having a track record of thriving within an organization (promotions, growth in previous roles, etc)
• Deep technical experiences:
• Proficiency in Functional or Object-Oriented programming languages (Kotlin, Java, etc)
• Experience working with cloud platforms such as GCP or AWS

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Compensation

Base Salary: $99,105 - $121,128 USD

Additional compensation in the form(s) of participation in our annual incentive program and equity are dependent on role. Pay is based on factors such as work experience, education, certification(s), training, skills, and competencies related to the role. Mission Lane also offers a comprehensive benefits plan, which includes unlimited paid time off, 401(k) match, a monthly wellness stipend, health/ dental/ vision insurance options, disability coverage, paid parental leave, flexible spending account (for childcare and healthcare), life insurance, and a remote-friendly work environment.

About Mission Lane:

Founded in December 2018, Mission Lane is a purpose-driven fintech company based in the U.S., with headquarters in Richmond, Virginia.

It all started with a realization: nearly fifty percent of the adult population in the U.S. doesn't have access to a clear line of credit. Most traditional credit card companies either overlook or overcharge this group because they have less-than-perfect credit scores or no scores at all. We decided this just wouldn't do.

In partnership with our sponsor banks, we offer credit cards under the Mission Lane brand name, with better, clearer terms, and a more refined customer experience than the alternatives available to people working hard to improve their credit.

To date, over three million consumers have chosen Mission Lane, earning high customer ratings on Credit Karma for its market segment and industry leading Net Promoter scores.

Mission Lane has cumulatively raised over $600 million of equity from leading investors, including Invus Opportunities, QED Investors, LL Funds, funds affiliated with Oaktree Capital Management, and other leading investors.

Interested in learning more? Check out The Mission Lane Junction for articles on culture, credit, and community, and The Mission Lane Newsroom for media mentions.

At Mission Lane, we're committed to a workplace built on respect and dignity, where everyone has the opportunity to contribute. We believe diversity in all forms makes us stronger, and we intentionally foster an inclusive environment where employees feel valued, respected, and free to be their true selves. We are proud to be an equal opportunity employer and do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity, or any other protected status.

Mission Lane provides reasonable accommodations to applicants who need them for medical or religious reasons, as required by law. Applicants can initiate an accommodation request by contacting [email protected].

Mission Lane is not sponsoring new applicant employment authorization and please, no third-party recruiters.

Each Laner is responsible for keeping Mission Lane informed of their primary work location within the United States. Changes to a Laner's work location may result in changes to certain benefits based on local policies and requirements. If a Laner desires to move to an approved state within the US, we ask that they notify People Operations at least 30 days prior to moving.