SENIOR ANALYST, UNDERWRITING Standard health & dental benefits ~THE OFFICE In Office As a Senior Analyst in Underwriting, you'll be engaged in analyzing and assessing commercial mortgage lending opportunities in Canada's dynamic real estate market. 65% Transaction Review & Analysis ~20% Portfolio Analysis & Account Management ~Underwriting Transaction Review & Analysis Analyzing and assessing credit risk for commercial mortgage loan applications based on financial statements, credit history, and market trends. Reviewing property appraisals, market analysis, and other due diligence documents to ensure the viability and profitability of the proposed mortgage. Conducting detailed financial analysis including cash flow, debt service coverage ratios, and loan-to-value ratios. Preparing and presenting loan approval packages with risk assessments and recommendations to loan committees or senior management. Ensuring compliance with company policies, underwriting guidelines, and regulatory requirements in the loan approval process. Monitoring and reviewing loan performance post-closing to identify any early signs of potential issues. Portfolio Analysis & Account Management Conducting regular analysis of the loan portfolio to assess credit risk, concentration risk, and compliance with lending policies. Reviewing and monitoring the financial performance of borrowers and properties within the portfolio to identify potential risks or opportunities. Maintaining relationships with borrowers, providing ongoing account management and addressing any loan servicing issues. Collaborating with credit analysts and loan officers to perform annual or periodic reviews of accounts. Preparing portfolio reports and updates for senior management, highlighting key trends, risks, and performance metrics. Assisting in the development and implementation of strategies for portfolio growth, diversification, and risk management. Ensuring compliance with regulatory requirements and internal policies in all aspects of portfolio management and account servicing. In the finance industry, this company is a specialist in mortgage investment, recognized for its strategic approach to supporting real estate ventures with a vision for long-term growth. Join a leading mortgage investment firm as an essential player in underwriting, where you'll assess commercial lending opportunities and shape innovative financing solutions in the real estate sector. Engage in a role that blends transaction analysis, portfolio management, and strategic improvements, contributing to the industry's evolution. Quickly acclimated to the company's underwriting models, leveraging their previous experience in underwriting and real estate, including mastering Excel-based processes. • Begun leveraging their bilingual capabilities to support the Quebec market, aiming for basic operational communication if not already fluent. • Deeply dived into bridge loan products, focusing on unique aspects relevant to the bilingual market. Established stronger connections with the team and the Quebec originator, showing progress in bilingual communication. Started to share insights and guidance with peers or junior team members, especially in areas requiring bilingual expertise. • Begun making strategic suggestions based on observed market and operational insights, potentially touching on bilingual market expansions. Actively participated in strategic planning, contributing to long-term goals, including bilingual market strategies and team growth. • Intermediate level Excel user ~ ca and Sign Up to get earlier notices on upcoming jobs, full compensation details including range and benefits, full expectations timeline, real-time status updates and more.