• Identifies, investigates, analyzes, documents & mitigates program risks, taking into account jurisdictional issues, and raises any issues or concerns to senior leaders and other stakeholders.
• Monitors and advises on management of risk requirements within the defined risk appetite.
• Manages/supports large/complex risk programs/frameworks /projects/initiatives to ensure risks are appropriately mitigated and regulations adhered to.
• Understands the identified risk exposures and supports the development of action plans required to mitigate identified risks.
• Acts as a subject matter expert in the evaluation, development and implementation of an internal control system.
• Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
• Builds effective relationships with internal/external stakeholders.
• Breaks down strategic problems, and analyses data and information to provide insights and recommendations.
• Builds change management plans of varying scope and type; leads or participates in a variety of change management activities including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.
• Monitoring to ensure that 1st line jobs are following defined processes and procedures.

Must Have Requirements:

• 5-7 years of experience in audit, investigation, Fraud and lending experience in banking

• Knowledge of Credit Underwriting preferably in unsecured lending (loans, lines of credit etc.) and secured lending (mortgages) - In-depth

• Program management skills - In-depth.

• Deep knowledge and technical proficiency gained through extensive education and business experience.

Soft Skills:

• Verbal & written communication skills - Expert.

•Collaboration & team skills - Expert.

• Analytical and problem solving skills - Expert.

• Influence skills - In-depth.

• Data driven decision making - In-depth.