Job Title or Location

Mortgage Analyst, Residential Underwriting

First National Financial
Montreal, QC
Full-time
Entry Level
Posted 10 days ago

Working together to be our best!

First National is Canada's largest non-bank lender, originating and servicing both commercial and residential mortgages since 1988. Over the past thirty years, we have been committed to hiring the best and brightest with over 1,000 proud team members. Through cooperation, ongoing coaching, development opportunities and a culture that celebrates both hard work and teamwork, First National team members are supported to lead, learn and grow.

If you are ready to join First National's dynamic team, while working hard and having fun doing it, we invite you to apply online and let us know how you can be part of our success story.

We are hiring a Mortgage Analyst, Residential Underwriting!
Reporting To: Manager, Residential Underwriting
Full-Time/Part- Time: Full-time
Posting Date: November 4, 2021

Hours of Work: 8:30 a.m. - 5:00 p.m.
Grade: 6
Office Location: Montreal/ Hybrid Great location! Steps away from the main public transit station
What we offer:
Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities!
Eligibility for benefits is dependent on the terms of employment

The Opportunity:

The Mortgage Analyst is responsible for rendering credit decisions on incoming applications within their authorized limits and with adherence to company and insurer policies and guidelines while focusing on service excellence. Has the responsibility for applying due diligence when reviewing required documentation to ensure accuracy and to protect the Company from risk. Check with law society for entitlement of solicitor.

• Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company
• Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors
• Adjudicates mortgage applications within established authority limits while ensuring adherence to policies and guidelines
• Interacts with Mortgage Insurers where applicable to complete credit lending decisions
• Ensures due diligence has been completed prior to signing off on any mortgage conditions or documents, where applicable
• Prepares and issues mortgage commitments with appropriate conditions within established service level agreements/turnaround times
• Priorities applications and workflow to ensure consistent and sound risk assessments are maintained while managing high volumes and a continued focus on service excellence
• Stays current with latest industry knowledge, competition, and market trends

The Requirements Needed:

• Completed post-secondary education or equivalent work experience required
• Minimum 2 years previous mortgage underwriting experience required
• Working knowledge of PC software in a Windows environment required
• Ability to manage and resolve conflict
• Strong analytical skills
• Attention to detail
• Organizational and time management skills
• Positive team player with desire and ability to mentor others
• Effective problem solving and decision-making skills
• Bilingualism (French, English) required - interactions with English-speaking customers or partners

Why join First National?
• Supportive teamwork focused environment
• Collaborative entrepreneurial spirit
• Opportunities to give back to the communities and work through events focused on a variety of charities
• Ongoing social events throughout the year
• Extensive training programs to set our employees up for success

First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation or any other category protected by law.

First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at .

We would like to thank all applications for their interest, but only candidates selected for an interview will be contacted.