2025 Ontario Income Tax Calculator
Calculate your take-home pay after tax.
Your Results
Yearly Salary
Total Income
$45,000.00
Salary
$45,000.00
Bonus
$0.00
Commission
$0.00
Pension Income
$0.00
Taxable Benefit
$0.00
RRSP
$0.00
Total Deductions
$8,611.18
Federal Tax
$3,466.16
Provincial Tax
$1,937.77
CPP Contributions
$2,469.25
QPP Contributions
$0.00
QPIP Premiums
$0.00
EI Premiums
$738.00
Net Pay
$36,388.82
Marginal Tax Rate
18.23%
Average Tax Rate
12.01%
Comprehensive Deduction Rate
19.14%
Monthly Salary
Total Income
$3,750.00
Salary
$3,750.00
Bonus
$0.00
Commission
$0.00
Pension Income
$0.00
Taxable Benefit
$0.00
RRSP
$0.00
Total Deductions
$717.60
Federal Tax
$288.85
Provincial Tax
$161.48
CPP Contributions
$205.77
QPP Contributions
$0.00
QPIP Premiums
$0.00
EI Premiums
$61.50
Net Pay
$3,032.40
Marginal Tax Rate
18.23%
Average Tax Rate
12.01%
Comprehensive Deduction Rate
19.14%
Biweekly Salary
Total Income
$1,730.77
Salary
$1,730.77
Bonus
$0.00
Commission
$0.00
Pension Income
$0.00
Taxable Benefit
$0.00
RRSP
$0.00
Total Deductions
$331.20
Federal Tax
$133.31
Provincial Tax
$74.53
CPP Contributions
$94.97
QPP Contributions
$0.00
QPIP Premiums
$0.00
EI Premiums
$28.38
Net Pay
$1,399.57
Marginal Tax Rate
18.23%
Average Tax Rate
12.01%
Comprehensive Deduction Rate
19.14%
Weekly Salary
Total Income
$865.38
Salary
$865.38
Bonus
$0.00
Commission
$0.00
Pension Income
$0.00
Taxable Benefit
$0.00
RRSP
$0.00
Total Deductions
$165.60
Federal Tax
$66.66
Provincial Tax
$37.26
CPP Contributions
$47.49
QPP Contributions
$0.00
QPIP Premiums
$0.00
EI Premiums
$14.19
Net Pay
$699.79
Marginal Tax Rate
18.23%
Average Tax Rate
12.01%
Comprehensive Deduction Rate
19.14%
Daily Salary
Total Income
$173.08
Salary
$173.08
Bonus
$0.00
Commission
$0.00
Pension Income
$0.00
Taxable Benefit
$0.00
RRSP
$0.00
Total Deductions
$33.12
Federal Tax
$13.33
Provincial Tax
$7.45
CPP Contributions
$9.50
QPP Contributions
$0.00
QPIP Premiums
$0.00
EI Premiums
$2.84
Net Pay
$139.96
Marginal Tax Rate
18.23%
Average Tax Rate
12.01%
Comprehensive Deduction Rate
19.14%
Hourly Salary
Total Income
$23.08
Salary
$23.08
Bonus
$0.00
Commission
$0.00
Pension Income
$0.00
Taxable Benefit
$0.00
RRSP
$0.00
Total Deductions
$4.42
Federal Tax
$1.78
Provincial Tax
$0.99
CPP Contributions
$1.27
QPP Contributions
$0.00
QPIP Premiums
$0.00
EI Premiums
$0.38
Net Pay
$18.66
Marginal Tax Rate
18.23%
Average Tax Rate
12.01%
Comprehensive Deduction Rate
19.14%
Federal and Provincial/Territorial Tax Brackets
Your taxable income in the following tax brackets.
| Federal Tax Bracket | Federal Tax Rates |
|---|---|
| $57,375.00 or less | 14.5% |
| $57,375.00 - $114,749.99 | 20.5% |
| $114,750.00 - $177,881.99 | 26% |
| $177,882.00 - $253,413.99 | 29% |
| More than $253,414.00 | 33% |
| Ontario Tax Bracket | Ontario Tax Rates |
|---|---|
| $52,886.00 or less | 5.05% |
| $52,886.00 - $105,774.99 | 9.15% |
| $105,775.00 - $149,999.99 | 11.16% |
| $150,000.00 - $219,999.99 | 12.16% |
| More than $220,000.00 | 13.16% |
Annual Income Tax by Province/Territory
Total Income
$45,000.00
Total Deductions
$7,590.76
Net Pay
$37,409.24
Average Tax Rate
9.74%
Comprehensive Deduction Rate
16.87%
Total Income
$45,000.00
Total Deductions
$7,866.49
Net Pay
$37,133.51
Average Tax Rate
10.35%
Comprehensive Deduction Rate
17.48%
Total Income
$45,000.00
Total Deductions
$8,110.99
Net Pay
$36,889.01
Average Tax Rate
10.9%
Comprehensive Deduction Rate
18.02%
Total Income
$45,000.00
Total Deductions
$8,154.76
Net Pay
$36,845.24
Average Tax Rate
10.99%
Comprehensive Deduction Rate
18.12%
Total Income
$45,000.00
Total Deductions
$8,248.31
Net Pay
$36,751.69
Average Tax Rate
11.2%
Comprehensive Deduction Rate
18.33%
Total Income
$45,000.00
Total Deductions
$8,611.18
Net Pay
$36,388.82
Average Tax Rate
12.01%
Comprehensive Deduction Rate
19.14%
Total Income
$45,000.00
Total Deductions
$9,006.16
Net Pay
$35,993.84
Average Tax Rate
12.89%
Comprehensive Deduction Rate
20.01%
Total Income
$45,000.00
Total Deductions
$9,381.72
Net Pay
$35,618.28
Average Tax Rate
13.72%
Comprehensive Deduction Rate
20.85%
Total Income
$45,000.00
Total Deductions
$9,429.65
Net Pay
$35,570.35
Average Tax Rate
13.83%
Comprehensive Deduction Rate
20.95%
Total Income
$45,000.00
Total Deductions
$9,507.20
Net Pay
$35,492.80
Average Tax Rate
14%
Comprehensive Deduction Rate
21.13%
Total Income
$45,000.00
Total Deductions
$9,644.96
Net Pay
$35,355.04
Average Tax Rate
13.73%
Comprehensive Deduction Rate
21.43%
Total Income
$45,000.00
Total Deductions
$9,716.90
Net Pay
$35,283.10
Average Tax Rate
14.47%
Comprehensive Deduction Rate
21.59%
Total Income
$45,000.00
Total Deductions
$10,244.17
Net Pay
$34,755.83
Average Tax Rate
15.64%
Comprehensive Deduction Rate
22.76%
| Region | Total Income | Total Deductions | Net Pay | Avg. Tax Rate | Comp. Deduction Rate |
|---|---|---|---|---|---|
| Nunavut | $45,000.00 | $7,590.76 | $37,409.24 | 9.74% | 16.87% |
| Alberta | $45,000.00 | $7,866.49 | $37,133.51 | 10.35% | 17.48% |
| Northwest Territories | $45,000.00 | $8,110.99 | $36,889.01 | 10.9% | 18.02% |
| British Columbia | $45,000.00 | $8,154.76 | $36,845.24 | 10.99% | 18.12% |
| Yukon | $45,000.00 | $8,248.31 | $36,751.69 | 11.2% | 18.33% |
| Ontario | $45,000.00 | $8,611.18 | $36,388.82 | 12.01% | 19.14% |
| Saskatchewan | $45,000.00 | $9,006.16 | $35,993.84 | 12.89% | 20.01% |
| New Brunswick | $45,000.00 | $9,381.72 | $35,618.28 | 13.72% | 20.85% |
| Newfoundland and Labrador | $45,000.00 | $9,429.65 | $35,570.35 | 13.83% | 20.95% |
| Manitoba | $45,000.00 | $9,507.20 | $35,492.80 | 14% | 21.13% |
| Quebec | $45,000.00 | $9,644.96 | $35,355.04 | 13.73% | 21.43% |
| Prince Edward Island | $45,000.00 | $9,716.90 | $35,283.10 | 14.47% | 21.59% |
| Nova Scotia | $45,000.00 | $10,244.17 | $34,755.83 | 15.64% | 22.76% |
This tool was designed for approximation purposes only and should not be used to replace legal or accounting authority. For the purpose of simplifying the process, a number of variables have been assumed to calculate the figures included on this page. The results of this calculator should not be relied upon for determining career and/or tax decisions.
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