Job Title or Location

2025 Ontario Income Tax Calculator

Calculate your take-home pay after tax.

Your Results


Yearly Salary
Total Income $38,500.00
Salary $38,500.00
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $7,125.47
Federal Tax $2,780.42
Provincial Tax $1,631.15
CPP Contributions $2,082.50
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $631.40

Net Pay $31,374.53

Marginal Tax Rate 18.73%
Average Tax Rate 11.46%
Comprehensive Deduction Rate 18.51%
Monthly Salary
Total Income $3,208.33
Salary $3,208.33
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $593.79
Federal Tax $231.70
Provincial Tax $135.93
CPP Contributions $173.54
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $52.62

Net Pay $2,614.54

Marginal Tax Rate 18.73%
Average Tax Rate 11.46%
Comprehensive Deduction Rate 18.51%
Biweekly Salary
Total Income $1,480.77
Salary $1,480.77
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $274.06
Federal Tax $106.94
Provincial Tax $62.74
CPP Contributions $80.10
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $24.28

Net Pay $1,206.71

Marginal Tax Rate 18.73%
Average Tax Rate 11.46%
Comprehensive Deduction Rate 18.51%
Weekly Salary
Total Income $740.38
Salary $740.38
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $137.03
Federal Tax $53.47
Provincial Tax $31.37
CPP Contributions $40.05
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $12.14

Net Pay $603.36

Marginal Tax Rate 18.73%
Average Tax Rate 11.46%
Comprehensive Deduction Rate 18.51%
Daily Salary
Total Income $148.08
Salary $148.08
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $27.41
Federal Tax $10.69
Provincial Tax $6.27
CPP Contributions $8.01
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $2.43

Net Pay $120.67

Marginal Tax Rate 18.73%
Average Tax Rate 11.46%
Comprehensive Deduction Rate 18.51%
Hourly Salary
Total Income $19.74
Salary $19.74
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $3.65
Federal Tax $1.43
Provincial Tax $0.84
CPP Contributions $1.07
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $0.32

Net Pay $16.09

Marginal Tax Rate 18.73%
Average Tax Rate 11.46%
Comprehensive Deduction Rate 18.51%

Federal and Provincial/Territorial Tax Brackets

Your taxable income in the following tax brackets.
Federal Tax Bracket Federal Tax Rates
$57,375.00 or less 15%
$57,375.00 - $114,749.99 20.5%
$114,750.00 - $177,881.99 26%
$177,882.00 - $253,413.99 29%
More than $253,414.00 33%
Ontario Tax Bracket Ontario Tax Rates
$52,886.00 or less 5.05%
$52,886.00 - $105,774.99 9.15%
$105,775.00 - $149,999.99 11.16%
$150,000.00 - $219,999.99 12.16%
More than $220,000.00 13.16%

Annual Income Tax by Province/Territory

Total Income $38,500.00
Total Deductions $6,168.80
Net Pay $32,331.20
Average Tax Rate 8.97%
Comprehensive Deduction Rate 16.02%
Total Income $38,500.00
Total Deductions $6,573.67
Net Pay $31,926.33
Average Tax Rate 10.03%
Comprehensive Deduction Rate 17.07%
Total Income $38,500.00
Total Deductions $6,586.34
Net Pay $31,913.66
Average Tax Rate 10.06%
Comprehensive Deduction Rate 17.11%
Total Income $38,500.00
Total Deductions $6,680.63
Net Pay $31,819.37
Average Tax Rate 10.3%
Comprehensive Deduction Rate 17.35%
Total Income $38,500.00
Total Deductions $6,875.63
Net Pay $31,624.37
Average Tax Rate 10.81%
Comprehensive Deduction Rate 17.86%
Total Income $38,500.00
Total Deductions $7,125.47
Net Pay $31,374.53
Average Tax Rate 11.46%
Comprehensive Deduction Rate 18.51%
Total Income $38,500.00
Total Deductions $7,294.55
Net Pay $31,205.45
Average Tax Rate 11.9%
Comprehensive Deduction Rate 18.95%
Total Income $38,500.00
Total Deductions $7,631.89
Net Pay $30,868.11
Average Tax Rate 12.77%
Comprehensive Deduction Rate 19.82%
Total Income $38,500.00
Total Deductions $7,634.10
Net Pay $30,865.90
Average Tax Rate 12.21%
Comprehensive Deduction Rate 19.83%
Total Income $38,500.00
Total Deductions $7,672.37
Net Pay $30,827.63
Average Tax Rate 12.88%
Comprehensive Deduction Rate 19.93%
Total Income $38,500.00
Total Deductions $7,675.33
Net Pay $30,824.67
Average Tax Rate 12.89%
Comprehensive Deduction Rate 19.94%
Total Income $38,500.00
Total Deductions $7,778.95
Net Pay $30,721.05
Average Tax Rate 13.16%
Comprehensive Deduction Rate 20.21%
Total Income $38,500.00
Total Deductions $8,202.18
Net Pay $30,297.82
Average Tax Rate 14.26%
Comprehensive Deduction Rate 21.3%
Region Total Income Total Deductions Net Pay Avg. Tax Rate Comp. Deduction Rate
Nunavut $38,500.00 $6,168.80 $32,331.20 8.97% 16.02%
Northwest Territories $38,500.00 $6,573.67 $31,926.33 10.03% 17.07%
British Columbia $38,500.00 $6,586.34 $31,913.66 10.06% 17.11%
Yukon $38,500.00 $6,680.63 $31,819.37 10.3% 17.35%
Alberta $38,500.00 $6,875.63 $31,624.37 10.81% 17.86%
Ontario $38,500.00 $7,125.47 $31,374.53 11.46% 18.51%
Saskatchewan $38,500.00 $7,294.55 $31,205.45 11.9% 18.95%
New Brunswick $38,500.00 $7,631.89 $30,868.11 12.77% 19.82%
Quebec $38,500.00 $7,634.10 $30,865.90 12.21% 19.83%
Manitoba $38,500.00 $7,672.37 $30,827.63 12.88% 19.93%
Newfoundland and Labrador $38,500.00 $7,675.33 $30,824.67 12.89% 19.94%
Prince Edward Island $38,500.00 $7,778.95 $30,721.05 13.16% 20.21%
Nova Scotia $38,500.00 $8,202.18 $30,297.82 14.26% 21.3%
This tool was designed for approximation purposes only and should not be used to replace legal or accounting authority. For the purpose of simplifying the process, a number of variables have been assumed to calculate the figures included on this page. The results of this calculator should not be relied upon for determining career and/or tax decisions.

Jobs paying $38,500+/year