Job Title or Location

2025 Ontario Income Tax Calculator

Calculate your take-home pay after tax.

Your Results


Yearly Salary
Total Income $45,000.02
Salary $45,000.02
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $8,611.19
Federal Tax $3,466.17
Provincial Tax $1,937.77
CPP Contributions $2,469.25
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $738.00

Net Pay $36,388.83

Marginal Tax Rate 18.23%
Average Tax Rate 12.01%
Comprehensive Deduction Rate 19.14%
Monthly Salary
Total Income $3,750.00
Salary $3,750.00
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $717.60
Federal Tax $288.85
Provincial Tax $161.48
CPP Contributions $205.77
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $61.50

Net Pay $3,032.40

Marginal Tax Rate 18.23%
Average Tax Rate 12.01%
Comprehensive Deduction Rate 19.14%
Biweekly Salary
Total Income $1,730.77
Salary $1,730.77
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $331.20
Federal Tax $133.31
Provincial Tax $74.53
CPP Contributions $94.97
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $28.38

Net Pay $1,399.57

Marginal Tax Rate 18.23%
Average Tax Rate 12.01%
Comprehensive Deduction Rate 19.14%
Weekly Salary
Total Income $865.39
Salary $865.39
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $165.60
Federal Tax $66.66
Provincial Tax $37.26
CPP Contributions $47.49
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $14.19

Net Pay $699.79

Marginal Tax Rate 18.23%
Average Tax Rate 12.01%
Comprehensive Deduction Rate 19.14%
Daily Salary
Total Income $173.08
Salary $173.08
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $33.12
Federal Tax $13.33
Provincial Tax $7.45
CPP Contributions $9.50
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $2.84

Net Pay $139.96

Marginal Tax Rate 18.23%
Average Tax Rate 12.01%
Comprehensive Deduction Rate 19.14%
Hourly Salary
Total Income $23.08
Salary $23.08
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $4.42
Federal Tax $1.78
Provincial Tax $0.99
CPP Contributions $1.27
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $0.38

Net Pay $18.66

Marginal Tax Rate 18.23%
Average Tax Rate 12.01%
Comprehensive Deduction Rate 19.14%

Federal and Provincial/Territorial Tax Brackets

Your taxable income in the following tax brackets.
Federal Tax Bracket Federal Tax Rates
$57,375.00 or less 14.5%
$57,375.00 - $114,749.99 20.5%
$114,750.00 - $177,881.99 26%
$177,882.00 - $253,413.99 29%
More than $253,414.00 33%
Ontario Tax Bracket Ontario Tax Rates
$52,886.00 or less 5.05%
$52,886.00 - $105,774.99 9.15%
$105,775.00 - $149,999.99 11.16%
$150,000.00 - $219,999.99 12.16%
More than $220,000.00 13.16%

Annual Income Tax by Province/Territory

Total Income $45,000.02
Total Deductions $7,590.77
Net Pay $37,409.25
Average Tax Rate 9.74%
Comprehensive Deduction Rate 16.87%
Total Income $45,000.02
Total Deductions $7,866.50
Net Pay $37,133.52
Average Tax Rate 10.35%
Comprehensive Deduction Rate 17.48%
Total Income $45,000.02
Total Deductions $8,111.00
Net Pay $36,889.02
Average Tax Rate 10.9%
Comprehensive Deduction Rate 18.02%
Total Income $45,000.02
Total Deductions $8,154.77
Net Pay $36,845.25
Average Tax Rate 10.99%
Comprehensive Deduction Rate 18.12%
Total Income $45,000.02
Total Deductions $8,248.32
Net Pay $36,751.70
Average Tax Rate 11.2%
Comprehensive Deduction Rate 18.33%
Total Income $45,000.02
Total Deductions $8,611.19
Net Pay $36,388.83
Average Tax Rate 12.01%
Comprehensive Deduction Rate 19.14%
Total Income $45,000.02
Total Deductions $9,006.17
Net Pay $35,993.85
Average Tax Rate 12.89%
Comprehensive Deduction Rate 20.01%
Total Income $45,000.02
Total Deductions $9,381.73
Net Pay $35,618.29
Average Tax Rate 13.72%
Comprehensive Deduction Rate 20.85%
Total Income $45,000.02
Total Deductions $9,429.66
Net Pay $35,570.36
Average Tax Rate 13.83%
Comprehensive Deduction Rate 20.95%
Total Income $45,000.02
Total Deductions $9,507.21
Net Pay $35,492.81
Average Tax Rate 14%
Comprehensive Deduction Rate 21.13%
Total Income $45,000.02
Total Deductions $9,644.96
Net Pay $35,355.06
Average Tax Rate 13.73%
Comprehensive Deduction Rate 21.43%
Total Income $45,000.02
Total Deductions $9,716.91
Net Pay $35,283.11
Average Tax Rate 14.47%
Comprehensive Deduction Rate 21.59%
Total Income $45,000.02
Total Deductions $10,244.18
Net Pay $34,755.84
Average Tax Rate 15.64%
Comprehensive Deduction Rate 22.76%
Region Total Income Total Deductions Net Pay Avg. Tax Rate Comp. Deduction Rate
Nunavut $45,000.02 $7,590.77 $37,409.25 9.74% 16.87%
Alberta $45,000.02 $7,866.50 $37,133.52 10.35% 17.48%
Northwest Territories $45,000.02 $8,111.00 $36,889.02 10.9% 18.02%
British Columbia $45,000.02 $8,154.77 $36,845.25 10.99% 18.12%
Yukon $45,000.02 $8,248.32 $36,751.70 11.2% 18.33%
Ontario $45,000.02 $8,611.19 $36,388.83 12.01% 19.14%
Saskatchewan $45,000.02 $9,006.17 $35,993.85 12.89% 20.01%
New Brunswick $45,000.02 $9,381.73 $35,618.29 13.72% 20.85%
Newfoundland and Labrador $45,000.02 $9,429.66 $35,570.36 13.83% 20.95%
Manitoba $45,000.02 $9,507.21 $35,492.81 14% 21.13%
Quebec $45,000.02 $9,644.96 $35,355.06 13.73% 21.43%
Prince Edward Island $45,000.02 $9,716.91 $35,283.11 14.47% 21.59%
Nova Scotia $45,000.02 $10,244.18 $34,755.84 15.64% 22.76%
This tool was designed for approximation purposes only and should not be used to replace legal or accounting authority. For the purpose of simplifying the process, a number of variables have been assumed to calculate the figures included on this page. The results of this calculator should not be relied upon for determining career and/or tax decisions.

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