Commercial Analyst
League Savings and Mortgage - 2 Jobs
Fredericton, NB | Charlottetown, PE | Toronto, ON
Job Details:
Benefits:
League Savings & Mortgage is currently accepting applications for a Commercial Analyst.
Build your career where it matters
At League Savings & Mortgage (LSM), we're more than a financial institution - we're a purpose-driven organization committed to supporting communities across Atlantic Canada. As a federally regulated, credit union-owned organization based in Nova Scotia, we combine strong financial expertise with a collaborative, people-first culture.
We're growing - and we're looking for a Commercial Analyst who is passionate about commercial lending, thrives on financial analysis, and wants to contribute to meaningful work.
Why join LSM?
We believe great work starts with a supportive environment. At LSM, you'll find:
- Flexible work options, including remote arrangements
- A strong focus on work-life balance - with personal, volunteer days, and even your birthday off
- A collaborative, inclusive culture where your ideas are valued
- Professional growth and development opportunities
- A Nova Scotia-based financial institution with deep community roots
- The chance to be part of a Certified B Corporation making a positive impact
The Opportunity
As a Commercial Analyst, you'll play a key role in supporting and growing our commercial lending portfolio. Working closely with the Manager, Commercial Lending and a dedicated team, you'll bring strong analytical skills and sound judgement to support decision-making and deliver results.
Key Responsibilities
Portfolio Management & Client Support
- Preparing annual reviews for all commercial accounts, including credit investigations
- Analyzing financial statements, ensuring compliance with CMHC special conditions, performing ricing reviews and risk rating updates, and recommending required actions
- Responding to client inquiries; preparing changes to loan terms and conditions; negotiating renewal interest rates; and managing other account-related matters
Portfolio Monitoring & Maintenance
- Monitoring the portfolio for missed payments and taking appropriate corrective action
- Working with borrowers on debt restructuring, including seeking credit approval and preparing loan amendment documentation
- Performing collections activities related to commercial accounts, including foreclosure and sale of commercial properties as required
Business Development Support
- Contacting existing clients and acting on identified lending and/or deposit opportunities
- Support Commercial Relationship Managers in sourcing new business from partners, borrowers and referral sources
Credit Analysis & Due Diligence
- Interviewing applicants, mortgage brokers or clients to assess financial needs; negotiating terms and conditions; structuring proposals and developing Term Sheets
- Conducting comprehensive analysis of financial statements, cash flow, business performance, profitability and shareholder net worth
- Performing market research and security assessments to evaluate borrower and industry risk
- Preparing detailed credit applications in compliance with commercial lending policies and guidelines
- Completing applications for CMHC Certificate of Insurance
What You Bring
You're analytical, detail-oriented, and thrive in a fast-paced financial environment. You enjoy working with data, solving problems, and collaborating with others.
Qualifications
- Bachelor's degree with an emphasis in Finance or a related discipline
- 3+ years commercial lending experience (or an equivalent combination of training and experience)
- Experience analyzing financial statements and assessing loan applications
- Working knowledge of mortgage processes, including CMHC and multi-residential financing
- Understanding of commercial real estate lending and appraisal basics
- Strong analytical, problem-solving and decision-making skills
- Effective communication and relationship-building abilities
- Ability to manage multiple priorities and meet deadlines
- Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)
Compensation & Benefits
This is a permanent full-time position and is rated a Salary Level P3 with a salary range $82,933- $97,568.
LSM offers a comprehensive benefits package and the opportunity to participate in the Performance Sharing Incentive Plan.
Location & Flexibility
Based in our Halifax, NS office, provides services throughout Atlantic Canada, this role offers flexibility for remote work.
Work Schedule
This position requires occasional evening or weekend work.
Ready to apply?
If you're looking to grow your career in a collaborative, purpose-driven organization, we'd love to hear from you.
Applications Closes: Sunday April 12, 2026.
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