Senior Product Analyst, TDEF Pricing & Business Initiatives

Work Location:

Montréal, Quebec, Canada

Hours:

37.5

Line of Business:

Product Management

Pay Details:

81 600 $/$81,600 - 115 200 $/$115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

TD Equipment Finance ("TDEF") is the specialized equipment financing business within TD Business Banking, providing lease and term loan solutions to Canadian businesses through both shared bank and direct customer relationships. TDEF partners closely with customers and relationship teams to deliver equipment financing solutions tailored to client needs.

Job Description

The Senior Product Analyst, Pricing & Business Initiatives supports the commercial performance of TD Equipment Finance by balancing pricing discipline, sales enablement, and reporting integrity. This role provides pricing guidance to Sales, evaluates pricing exceptions and competitive situations, and ensures alignment with internal pricing frameworks and profitability objectives.

The role is also accountable for core business reporting and analytical deliverables, supporting leadership visibility into originations, funded volumes, pipeline, and performance trends. The incumbent partners closely with Sales, Treasury, and senior leadership, contributing insights and recommendations that support informed decision?making and disciplined growth.

Accountabilities

• Act as a pricing subject matter expert, providing pricing guidance and recommendations to Sales and TDEF leadership to support growth while protecting profitability
• Review and assess pricing exception requests, including competitive context, margin impact, and alignment with internal pricing frameworks, and complete RAROC analysis or Rate Lock requests where applicable
• Monitor market conditions, competitor practices, and industry trends to inform pricing strategy and decisions
• Produce and maintain regular business performance reporting, including new originations, pipeline, and sales activity
• Contribute to and lead business initiatives and special projects, including pricing initiatives, framework reviews, and reporting or process enhancements
• Manage independent workstreams, communicate progress, and escalate risks as required
• Act as a collaborative team member, supporting knowledge sharing and continuous improvement

Job Requirements

• Undergraduate degree in Business, Commerce, Finance, or a related field
• 5+ years of relevant experience in pricing, finance, analytics, banking, or a related discipline
• Strong analytical skills with high attention to detail and sound commercial judgment
• Experience working with performance reporting, large datasets, and financial metrics
• Ability to manage multiple priorities in a fast?paced, deadline?driven environment
• Comfort operating in ambiguous and evolving environments
• Advanced proficiency in MS Excel; strong PowerPoint skills
• Strong written and verbal communication skills, with the ability to engage effectively with Sales and senior leadership
• Proven ability to work independently while building strong cross?functional relationships
• Bilingualism (French & English) is required to effectively support stakeholders across Canada. Consideration may be given to unilingual candidates only in exceptional circumstances.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):

Maîtrise d'une langue autre que le français pour offrir du soutien ou traiter avec des employés ou des collègues qui ont besoin de services et de soutien dans une langue autre que le français.