Vice President, Credit Transaction Management (CTM)

Job Description

What is the opportunity?

Do you thrive in working in an interactive environment where you manage a team? Do you have an interest in Fund Finance, Equity Margin Loans (EML), and lending in the Non-bank Financials (NBFI) sector? Do you have strong written and spoken communication skills? As a Vice President with our NBFI Credit Transaction Management team, you will work closely with our sector Corporate Banking teams in Toronto, New York, and London to support the growth of our Fund Finance, EML, and NBFI portfolio, and you will manage a team that covers a portfolio of clients within the Global Corporate Banking division of RBC Capital Markets. You will also work closely with other groups within Capital Markets and the Bank to deliver a full range of credit and banking services to our clients.

What will you do?

You will manage and develop a team of credit professionals that are responsible for a portfolio of credit relationships within the NBFI/Fund Finance/EML sectors. In addition to providing administrative oversight to the team's assigned portfolio, you will lead and foster relationships with the following key internal stakeholders to support the growth of the RBC Capital Markets loan book and trading business. Key internal stakeholders include: Corporate Banking (CB), Group Risk Management (GRM), Global Markets (GM), Global Loans Administration (GLA), and Global Banking Service Centre (GBSC).

You will have an assigned portfolio, and will be responsible for the administration of your team's portfolio, which includes large NBFI/FF/EML lending and trading relationships, and you will provide additional support to several Corporate Banking teams. Your key responsibilities will include:

• Corporate Banking (CB) Support: Provide transactional support to CB, which includes (but is not limited to): (i) Conducting financial analysis, including review of financial statements, cash flow projections, key terms, and industry trends to prepare credit submissions for new credit, refinancings, renewals/extensions, covenant amendments/waivers, and other minor amendments; and (ii) Coordinating with internal partners (Group Risk Management (GRM), Know Your Client (KYC), and Funding and Lending Services) to ensure timely closings.

• Data Integrity: Supervise your team in ensuring credit agreement terms are correctly reflected in the Bank's systems and that all credit documentation is accounted for and reviewed in a timely basis (e.g. credit agreements, amendments, waivers, security documents).
  
• Stakeholder Engagement: Work closely and maintain positive relationships with Corporate Banking (CB), Group Risk Management (GRM), Global Markets (GM), and Global Loans Administration (GLA). You will be your team's primary point of contact and will conduct regular meetings with stakeholders to ensure a high level of service is provided to other groups within the Bank.
  
• Coaching & Team Management: Provide regular feedback and coaching on employee performance and progress against goals, career progression, and continual training. Stay up to date on Bank policy, credit trends, and industry research in an effort to develop a high performing team in which team members produce insightful, high quality work in a timely manner.
  
• Other Responsibilities: Other ad-hoc responsibilities may include presenting to key stakeholders, reporting portfolio statistics, and periodic process reviews in order to promote a culture of continuous process improvement.

What do you need to succeed?

Must Have's

• A minimum of 5 to 8 years of transaction-based work experience in the NBFI, Fund Finance, or EML sectors, credit risk management, or client relationship management.
• An MBA or a Professional Designation (e.g. CPA, CFA) is considered an asset.
• Strong financial & risk analysis skills, with a good understanding of accounting standards and financial modelling.
• Strong understanding of credit documentation (e.g. loan agreements, security documents).
• Excellent written and verbal communication, with strong negotiation skills and an ability to manage conflicting demands and viewpoints, and multiple stakeholder expectations.
• People management & coaching experience and an ability to work effectively within a team environment and to interact with all levels within the organization.
• Ability to prioritize competing work streams, and perform well under pressure in order to meet time sensitive deadlines.

Nice to have's

• Familiarity with RBC Capital Markets systems & credit processes

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Ability to make a difference and have lasting impact.
• Work in a dynamic, collaborative, progressive, and high-performing team.
• Opportunities to do challenging work.

Job Skills

Credit, Credit Analysis, Credit Approvals, Credit Decisions, Credit Risks, Finance, Financial Analysis, Financial Risk, Financial Risk Analysis, Financial Transactions, Lending Products, Loan, Relationship Management, Risk Management, Transaction Management

Additional Job Details

Address:

ROYAL BANK PLAZA, 200 BAY ST:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

CAPITAL MARKETS

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-01-26

Application Deadline:

2026-02-09

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Compensation for this position (including salary and discretionary/variable payments) will be determined by factors, including but not limited to candidate's experience, skills, registration status, performance, individual goals, market conditions, and business needs.

Pay Range

The expected pay range for this position is:

$115,000.00 - $165,000.00

The pay range provided is for the primary work location referenced in the Additional Job Details section of this job posting. Pay ranges may differ based on location. If the posting lists multiple job locations, a recruiter can confirm availability of the role and the relevant pay rage for the additional locations listed. RBC supports pay transparency and we strive to ensure all pay ranges are competitive, fair, and equitable.

You have the potential to earn RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided that business meets its performance targets and you meet your individual goals.

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging, and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.