Location: Vancouver, BC (Hybrid) About Us: Join our fast-growing, enthusiastic team of young go-getters in a highly successful finance business. Where our passion is driven by a common purpose—to disrupt and change the $76 billion-dollar asset-based lending industry. For over 30 years, Econolease has led North America in restaurant equipment financing. Through leasing, renting, business loans, 0% financing and payment processing, we work with more than 3,000 restaurant owners each year, helping them achieve their goals throughout Canada, the U.S., and Australia. With our new digital platforms, owners and operators can now apply online, confirm their pricing terms, sign their contracts, and view previous leases. This role isn't about being one spoke in a big wheel. It's an opportunity to be a major part of a tight sales team. We're looking for drive, passion, motivation, and enthusiasm. Never satisfied with the status-quo, Econolease has made dynamic shifts in the lending space already with an ambitious and calculated path ahead to render the legacy parts of our business obsolete. This is a growth opportunity for our company and for the right candidate – will that be you? Summary: The Credit Manager is responsible for establishing and overseeing the operational and strategic objectives of the Credit Department. They ensure responsible lending by making wise credit decisions that adhere to the Company's credit and risk policies. The Credit Manager conducts thorough assessments of lease applications and either grants credit approvals within authorized limits or escalates decisions to higher management. Collaborating with the VP of Credit & Risk and other team members, the Credit Manager ensures that documentation processes are current and provide adequate protection for the company. Key Responsibilities: * Oversee the Credit Department. * Make credit decisions in line with internal and external regulations. * Streamline the application process to enhance efficiency, quality, and compliance. * Review credit escalations from credit, sales or management team. * Track and generate reports on portfolio performance. * Advise sales teams and management on different financial solutions with external funders. * Manage and update internal auto-approval algorithms. * Adjudicate lease applications, granting credit approvals within authorized limits or escalating decisions to committee. * Assist in reviewing financial statements to determine debt service ability when necessary. * Approve pricing and risk assessments. * Respond to credit inquiries from lenders regarding our tranches. * Recruit, hire, and train team members in the credit department. * Collaborate with and foster relationships with different lines of business. * Meet departmental objectives in alignment with the corporate strategy. * Keep the procedure and policy manual updated. * Stay informed about industry trends and their potential implications. * Foster a collaborative, supportive, and professional team environment * Foster communications and relationships with cross-functional teams such as sales, operations, funding, and accounting. Qualifications/Experience: * Bachelor's degree in economics, finance, accounting, business administration, or a related field * Certified Credit Professional (CCP) designation * 10+ years of experience in commercial credit analysis, preferably in equipment leasing or financial services * 5+ years of experience in managing a credit team Other Requirements: * Attention to Detail: Ability to review applications and credit reports with precision and accuracy is essential. * Analytical Skills: Proficiency in assessing credit and financial information, conducting evaluations, and making informed credit recommendations and decisions * Communication Skills: Strong written and verbal communication skills are needed to interact with internal teams * Organizational Skills: Being able to manage, delegate and prioritize tasks effectively * Problem-Solving Skills: Capability to resolve issues, troubleshoot errors, and make sound decisions. * Time Management Skills: Capable of performing well under pressure to meet continuous and overlapping deadlines within tight timeframes. * People Management Skills: Effectively leading, motivating, and supporting a team What we offer: * Casual dress * Corporate fitness program * Competitive compensation package with a discretionary bonus * Social company gatherings * A fun and enriching work environment geared towards personal and professional growth Compensation: * $105,000.00 - $120, 000.00 * Comprehensive benefits package * RRSP Matching Program * Spending Accounts * Annual discretionary bonus At Econolease, diversity is a cornerstone of innovation and success. We are committed to fostering an inclusive environment where individuals from all backgrounds, experiences, and perspectives are valued, supported and empowered. Embracing our differences enriches our workplace culture and enhances our ability to serve our diverse clients and communities. Together, we strive to create a space where everyone can thrive and contribute to their fullest potential. If this sounds like a role that interests you, we would love to hear from you! To learn more, please check out our website (https://www.econolease.com/%20) .