(Senior) Director, Credit Execution - Tech & Innovation

Attendance Hybrid Job number 35841 Category Senior Professional Status: Permanent Type of Contract Permanent Schedule: Full-Time Full Time / Part Time? Full-Time Posting date 29-Sep-2026 Area(s) of interest: Advisory services, Commercial banking Location(s): Toronto

As a (Senior) Director, Credit Execution in the Technology & Innovation Group and in collaboration with your colleagues, you play a leading role in the strategic support of companies across Canada. Your varied and complex responsibilities will allow you to quickly become a trusted advisor to companies that are transforming the world and to support their financing projects (from $1 million to over $200 million).

Your role

Portfolio & Credit Management

• Manage a portfolio of financing relationships with technology companies, ensuring strong credit quality and adherence to internal policies.

• Perform monthly credit reviews and prepare ongoing reporting for the Head of Execution and Vice President, Technology & Innovation Banking.

• Own the full credit execution process, including daily credit activities such as covenant monitoring, credit structuring, challenging financial model assumptions, credit amendments, annual reviews, new credit requests, increases, and refinancing.

• Review loan documentation, including credit agreements, ISDA agreements, and term sheets, to ensure compliance with adjudicated credit parameters.

• Structure and present well-articulated credit files and prepare high-quality submissions for Credit Risk adjudication, ensuring accuracy and a "first time right" standard under the oversight of the Head of Execution.

• Coordinate with internal partners, including the Credit Risk Director, Risk Management Solutions, Account Officers, and Operations teams, to ensure diligent portfolio monitoring and effective credit controls.

Advisory, Structuring & Risk Mitigation

• Serve as a credit resource and coach within your deal team, working closely with the Head of Execution to continuously enhance portfolio credit quality.

• Participate in the development of sector-specific credit strategies and guidelines in collaboration with the Head of Execution and Vice President.

• Identify financial risks associated with financing structures and provide recommendations to mitigate or eliminate them.

• Maintain an up-to-date understanding of market appetite and developments in credit structuring in order to proactively design financing solutions that support the group's strategic growth objectives.

• Mentor and support junior members of the team.

Client & Stakeholder Engagement

• Participate in client meetings and assist in presenting financing solutions and term sheets.

• Engage in negotiations with internal and external stakeholders, including legal advisors, the credit department, syndication teams, other financial institutions, customers, and prospects.

• Utilize credit risk and profitability assessment tools to ensure compliance with lending standards, risk management policies, and regulatory requirements.

Basic Requirements

• Completed bachelor's degree in a related field and a minimum of 7 years of relevant experience, or completed master's degree in a related field and a minimum of 5 years of relevant experience.

• Experience with complex commercial lending, acquisition financing, and a strong understanding of business products and services.

• Experience analyzing complex financial models.

• Experience in client service, negotiation, and business development.

• Ability to effectively manage priorities and deadlines.

• Strong interpersonal skills and a collaborative approach to teamwork.

• Knowledge of capital markets debt instruments is considered an asset.

• Experience in syndicated financing is considered an asset.

Languages: English Skills

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Communication Diversity & Inclusion Driving Results Emotional Intelligence Teamwork Accountability Client-focused Empathy Initiative Learning Agility Resiliency Humility Your benefits In addition to competitive compensation, upon hiring you'll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:
* Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and family assistance program * Preferential banking services * Involvement in community initiatives * Telemedicine service * Virtual sleep clinic
We have an offer that keeps up with trends as well as your needs and those of your family.
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees' ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.
Making a bold move in a people-first environment We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people's lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.
We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?
Join us!